For more about housing related disaster relief, please see our disaster relief resources page.

FHA 203(H) Loans – Disaster Relief Loans with 100% Financing

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If you have lost your home in a major disaster, such as a hurricane or flood, you may be eligible for special, 100% financing through the FHA 203(H) loan program to help you get back on your feet.  The FHA 203(H) home loan program is available for home buyers whose homes have been destroyed in a presidentially declared major disaster area, allowing disaster victims to buy a home with no down payment.

The FHA 203(H) loan is designed specifically for disaster victims who are replacing a lost home, not for other home buyers within the affected area.

These FHA 203(H) mortgages are available for single-family properties and FHA-approved condominium units. The loan program is for principal residences only – vacation homes and investment properties do not qualify.

FHA 203(H) Loan Program – Replace Your Home with No Down Payment

Features of the FHA 203(H) home loan program include:

  • 100% financing – NO DOWN PAYMENT REQUIRED
  • Displaced homeowners and renters may qualify
  • Competitive conventional 15- and 30-year fixed rate mortgage loan terms
  • Credit scores as low as 580 may qualify
  • High-balance loans allowed
  • Available for primary residence

To get a quote for a FHA 203(H) Disaster Relief Loan with no down-payment, please click the button below or call us toll free at 877-292-7350. We would love a chance to earn your business and help you recover from your loss.

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No Money Down Refinancing Also Available

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