About Hurst Lending & Insurance

Hurst Lending & Insurance History

We are a conventional and portfolio lender that has been in business since 2006.  Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

We started our business in Texas offering a full suite of conventional mortgage loans.  In 2013, we began offering home, auto, and life insurance to our customers.  In 2017, we expanded around the country and now have operations in 11 different states.  Since our inception, we have originated over $700 million dollars’ worth of home loans.  Later in 2017, we launched our portfolio loan business and set up a Private Mortgage Investment Fund for accredited investors.  We use the money raised in our Mortgage Fund to fund short term bridge loans to high-quality borrowers who don’t quite fit conventional loan requirements.  If you’re curious, you can learn more about our bridge loans by clicking here.  We offer these loans directly to our customers but also have a wholesale division where we offer these loans thru a network of third party mortgage brokers.

How We Work – Virtual Model

We pride our self on having a unique virtual, work from home staffing model.  Many of our team members are stay-at-home parents who want a professional role with flexible hours.  Our team members tend to have college degrees and all of them have the ability to work from home with flexible hours.  If you are interested in joining our team, please visit our careers page by clicking here.

Conventional and Portfolio Lender

We offer rates well below national averages in most cases, and while we offer great rates and personal service on conventional loans, our special expertise is in meeting unique lending needs.  If there is a situation that is creating a barrier to getting a loan, such as details about the property, a pending divorce, expat status, or other logistical challenges, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.

If you’re curious, you can learn more about our bridge loans by clicking here and about our speciality loan products by clicking here.

Mortgage Investment Fund

Jay Hurst and Scott Bialek have been lending their own money to high quality borrowers who don’t quite fit into the conventional loan box for many years.  In early, 2017 we decided to formally create a portfolio and bridge lending business.  We also set up a Private Mortgage Investment fund and raised capital from individual investors and traditional financial institutions.

Our fund offers income-generating opportunities with attractive yields and all investments are secured by residential real estate.  All profits from our fund are distributed each quarter and investors have frequent windows to access their principal.  We are able to do this because all loans in our portfolio have a short duration.  This liquidity differentiates our fund from most other Private Placements which tie up an investor’s capital for long periods of time.  Jay, Scott and their families continue to be some of the larger investors in our fund.

Management Team

<strong>Jay Hurst</strong>
Jay HurstCo-founder, Hurst Lending and Insurance
Experience: Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner.

He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them.

Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace.

Education: Mr. Hurst holds a BBA in Finance from Texas A&M University, Class of 2000.

Top 1% Loan Producers in the U.S.Jay Hurst is one of UWM's top 20 producers in Texas

<strong>Scott Bialek </strong>
Scott Bialek Co-Founder, Hurst Lending and Insurance
Experience: Mr. Bialek co-founded Hurst Lending in 2006. He is a licensed Attorney, Residential Mortgage Loan Originator (NMLS# 284767), and Real Estate Broker. In addition to his role with Hurst Lending & Insurance, Mr. Bialek also founded a real estate company that owns and manages a portfolio of retail centers, apartments, and single family homes.

Mr. Bialek has also held senior legal and operations positions at Dell and USAA.

Education: Mr. Bialek holds a J.D. from St. Mary’s School of Law and a BBA from the University of Texas at Austin.

<strong>Chris Jandrain</strong>
Chris JandrainVice President at Hurst Lending and Insurance
Experience: Mr. Jandrain is a Residential Mortgage Loan Originator (NMLS #1001967) and has been with Hurst Lending since 2006. He specializes in conventional, FHA, VA, Texas Vet, Texas Cash Out, Jumbo loans, 2nd lien, and Reverse Mortgages. Mr. Jandrain has been instrumental in launching several of Hurst’s niche lending programs, including the 2014 introduction of one-time close VA loans for new construction – a first in Texas.

Prior to joining Hurst, Mr. Jandrain held senior finance positions at Dell.

Education: Mr. Jandrain holds an MBA from the University of Texas and a BA from the University of Michigan.

<strong>Dat Nguyen </strong>
Dat Nguyen Equity Partner, Hurst Lending & Insurance
Experience: Dat Nguyen is a Dallas-area real estate investment professional, but is perhaps more widely recognized as a football and media personality.

Mr. Nguyen was an NFL All-Pro for the Dallas Cowboys for seven seasons and was an All-American from Texas A&M University. He currently co-hosts an ESPN radio show.

In addition, he is an Honorary Co-chair for the American Heart Association Heartwalk, Co-chair of the Vietnamese American National Gala, Chair of Athlete in Action, and serves on the Board of Texas A&M University

Press. Mr. Nguyen has received numerous awards including the Bednarik and Lombardi Awards. He has published a book, Dat: Tackling Life and the NFL, an inspirational story of his faith, his family, and his career.

Education: Mr. Nguyen holds a degree in Agriculture from Texas A&M University, Class of 1998.

Mortgage License

Hurst Real Estate, Inc. is a licensed mortgage lender and/or mortgage broker.  Click here for information on state licenses.